Our Team

Mark began his insurance career in 2008. After spending a few years with a global insurance broker working on large complex accounts, Mark decided to establish MKM Insurance. He saw an opportunity to fill a gap in the insurance space in his hometown area by bringing his commercial expertise to local businesses. Mark is a firm believer in educating himself to ensure he is providing his clients with expert advice. Mark has completed his Bachelor of Commerce Degree, Insurance & Risk Management Diploma, Canadian Accredited Insurance Broker (CAIB), Chartered Insurance Professional (CIP), and Canadian Risk Management (CRM) designations. Mark served 5 years as a Director on the Professional Young Insurance Brokers Association (PYIB), serving as Chair of both the political and events committees during this time. Outside of work, Mark enjoys spending time with his wife and daughters as well as travelling and taking in the occasional golf game.

Murray Miller’s background in the insurance industry spanned a career of over 30 years on the brokerage side. Murray was a partner in a large regional brokerage in Alberta.  During his career, Murray earned designations including Canadian Chartered Insurance Broker (CCIB) and Fellow Chartered Insurance Professional (FCIP).  His son Mark, followed him into the insurance business and along with some partners, they established MKM Insurance.  Murray’s interests include golf, reading and travel to warm winter locations.

Murray Kulak was born and raised in Stony Plain, he and his wife Suzie have called it their home for many years. They found it a great place to raise their 2 children and 4 grandchildren.

He has been a part of the business community since 1970 where he started his career in insurance and then went on to a career in Commercial Real Estate, Land and Property Development & Management.

With commercial interests in Edmonton & Area, Murray has always found the business climate in the Tri-Region to be very positive. He relished the opportunity to become a founding partner of MKM Insurance with partners/friends Murray & Mark Miller.

Murray’s leisure time finds him on the golf course, traveling and spending time with his family.

Mardy was born and raised in Stony Plain where he still resides with his wife Tammy and their 2 grown sons.

After attaining his BA(Econ) from the University of Alberta he started his career in the Travel industry in 1993.  He sold his company in 2015 and joined his Dad, Murray, in the Land Development & Property Management business. He was excited to partner with friends Murray and Mark Miller to open MKM Insurance in Spruce Grove.

Over the years Mardy has been active in minor sports, coaching both his sons in hockey & baseball, and in various community organizations. He is currently the President of the Rotary Club of Stony Plain and a past board member of the Chamber of Commerce, the Heritage Agricultural Society, the Heart of Town Association, the Stony Plain & District Exhibition Society and many Town of Stony Plain boards and sub-committees.

When not working Mardy enjoys playing hockey with his sons, working out and traveling.

Cyndi grew up in Kingston, Ontario with her parents and brother. After high school she attended the University of Waterloo completing her Bachelor of Arts, and continued on to the University of Ottawa for her Bachelor of Education. Teaching brought Cyndi to Alberta, where she spent 5 years in various schools around the Edmonton area.

After leaving the education world, Cyndi started working in the insurance industry in 2013. She has excelled in various roles across both personal and commercial lines and has successfully completed her Canadian Accredited Insurance Broker (CAIB) designation. She is organized, efficient, and will be there for all your insurance needs.

In her free time, Cyndi likes to spend time with her husband, Jason, and three children. Time at the lake, trail running, or being outdoors in the sun are her usual activities, but curling up with a good book and a glass of wine is equally enjoyed.

Mandey started out in the insurance industry in 2019 and has quickly picked up expertise in both Personal and Commercial Lines, bringing knowledge to both facets of the industry where she strives for the best customer service and solutions for her clients. Mandey likes to listen to her clients and get to know them to be able to build a long lasting, trusting relationship.

Mandey was born and raised in Spruce Grove where she currently resides with her children and family dog. In her spare time, you can find her in a yoga class, hiking, snowboarding, or coaching soccer in the community.

Rhia grew up living in Stony Plain with her mom, sister & brother. From there she attended Thompson Rivers University in Kamloops, BC and then spent 4 years living in the greater Vancouver area. Eventually she made her way back to the Stony Plain & Spruce Grove area where she started her career in the insurance industry in 2019. With a keen eye for detail and superb organizational skills, she excels at managing complex accounts and ensuring client satisfaction.

Rhia believes that the key to proper insurance coverage lies in building strong relationships and asking insightful questions to truly understand her clients' unique needs. This approach allows her to tailor solutions that offer peace of mind and comprehensive protection.

Outside of work, Rhia enjoys an active lifestyle by going to the gym, exploring hiking trails, or traveling to new destinations. These hobbies fuel her passion for life and bring a fresh perspective to her professional endeavors.

Terri recently joined MKM Insurance bringing with her extensive experience in commercial insurance and surety.  She has been in the industry for 20+ years working with realty, energy, construction, manufacturing, and complex / cross border commercial accounts.

Meeting with clients regularly provides an intimate understanding of the clients’ operations.  With that knowledge she can then address their needs and provide superior customer service that will exceed expectations.

When not in the office, you will find Terri enjoying the company of family and friends at events and camping.

Justin grew up in the Stony Plain area.  He started his career in insurance in 2019.  Finding the industry ever changing, Justin enjoys being able to connect with his clients and helping them understand the insurance landscape.  In his free time you can find Justin at the gym, watching sports, or spending time with his dog, Champ.

Louise started her insurance career in Manitoba in 1985 and continued it moving to Alberta in 1992. She joined Excel MKM Insurance in 2018 and brings with her a depth of knowledge and experience of over 35 years in the industry. Louise enjoys building lasting relationships with her clients and is a strong believer that the customer always comes first. In her personal time, Louise enjoys weekly golf games in the summer and hitting the beaches in Mexico when the snow flies.

Taunia started her insurance career in 2005. In 2008 she moved to Spruce Grove and has been servicing the Insurance needs of the Parkland Community ever since.

Taunia will always do what is best for her clients and is very passionate about protecting peoples’ assets.

When Taunia is not at work, you will see her enjoying the great outdoors, hiking, gardening, walking the dogs or riding the Harley.

Carol grew up on a mixed cattle and hay farm in the interior of British Columbia. She began her insurance career in a small-town brokerage in BC back in 1988. After mastering the basics of insurance, including obtaining her Canadian Accredited Insurance Broker (CAIB) designation, she dedicated her insurance career to the agriculture sector.

Carol continues her involvement in the agriculture space by providing her customers with the exceptional service and broker knowledge that each of them deserve. Her dedication to ensuring that you are not only insured properly, but understand how your policy works, sets her apart from any other Ag Broker in Western Canada. She is a licensed broker in all 4 western provinces.

Carol believes in being a true partner with her agriculture clients.

With over a decade of experience in the insurance industry, Jen has been a dedicated professional since 2011.

In 2025, Jen joined MKM as an Agricultural Account Manager, bringing a wealth of insurance knowledge and expertise with her. Although not raised on a farm, Jen's connection to the culture of farming through her father and his family has fostered a genuine appreciation for agriculture.

Born in Northern Ontario and having moved to Alberta in 2005, she and her family have embraced the small-town lifestyle here and are happy to be at home in Stony Plain since 2014.  Jen is a very proud mom to her nearly grown son and daughter and considers herself very lucky to have found this community to raise them in.
Outside of work, Jen enjoys spending time with her loved ones, travelling, and walking her rescue dog when it's warm out.  Jen is passionate about creating a full and rewarding life, professionally and personally.